by Shannon Kennedy | Aug 30, 2021 | Uncategorized
Many people wonder what is coinsurance in health insurance and how does it work? Is it the same as a deductible and who has to pay it? We know it can seem confusing all the terms you hear with health insurance, but when you break it down, it’s easy to understand and...
by Shannon Kennedy | Aug 18, 2021 | Uncategorized
In a nutshell, health insurance is a way of covering the price of your medical bills and health treatment. Most people are unable to pay for all of their health-care expenses out of pocket and must rely on a debit or credit card to do so. Health insurance can make it...
by Smart and Simple | Aug 22, 2019 | Uncategorized
A Health Savings Account (HSA) is a tax-advantaged medical saving account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not...
by Smart and Simple | Dec 20, 2018 | Uncategorized
People who were not insured by a government approved plan in 2016, 2017 and 2018 now have more available ways to escape Affordable Care Act fines. Four new exemptions have been added to already existing ones for these years, meaning taxpayers may be able to recoup...
by Smart and Simple | Dec 20, 2018 | Uncategorized
When you’re facing a loss of medical coverage due to temporary gaps in employment or another factor, purchasing COBRA coverage could initially seem like the right choice to protect your health and finances. Under HIPAA, federal law requires employers with 20 people or...
by Smart and Simple | Dec 20, 2018 | Uncategorized
Short-term medical insurance policies are the answer to many people’s insurance problems. They help protect customers without major medical policies from the high costs of healthcare. These policies provide a much-needed safety net for the millions of...
